This year’s Annual Report is dedicated to Ronald Moreau, who has served on OTIS Federal Credit Union’s Board of Directors for 30 years. We thank him for his dedication and unwavering commitment both to OTIS and to the fundamental principles of the credit union movement that guide all we do.


Roland Poirier, Interim President/CEO

Darice Roy, Vice President

Yvonne Adams, Member Specialist—IRAs

Natalie Allen, Teller

Wendy Boothby, Collections and Payments Specialist

Brenda Bryant, Assistant Teller Supervisor

Pamela Buote, Accounting Manager

Lindsay Castonguay, Loan Officer

Kimberly Couture, Collections and Payments Specialist

Nathan Davis, IS/IT Specialist

Craig DeRosby, Information Systems Manager

Elise Despres, Member Specialist—IRAs

Bobbi Jo Fletcher, Member Specialist—Cards

Sarah Hayes, Director of Marketing and Communications

Jasmine Jackman, Loan Officer

Carrie Judd, Teller Supervisor

Josie Metivier, Member Specialist—Loans

Jillian Neal, Teller

Stephanie Nichols, Teller

Courtney Nightingale, Teller

Jannell Pomeroy, Teller

Morgan Pooler, Member Specialist—Loans

Kariss Richards, Loan Officer

Diane Sonos, Receptionist

Ryan Souther, Digital Branch/Facilities Manager

Kristy Starnes, Member Specialist—Cards

Jamie Turcotte, Loan Manager

Jamie Walp, Operations Manager

Jennifer Weston, Administrative Assistant

Kassi Whittemore, Accounting Clerk/Scanning Specialist



Duane Lake, Chairman

Daniel Mancine, Vice Chairman

Donna Labbe, Secretary

Ronald Moreau, Treasurer

Gary Desjardins, Director

Robert Farrington, Director

Stephen Hamilton, Director


Nancy Blodgett, Chairwoman

Joel Gilbert, Member

Marcus McAllister, Member

Stephen Maki, Member

Our Products and Services

Share (Savings) Accounts

All Purpose, Bill Payer, and Holiday Clubs

Coindexter Youth Savings Accounts

Money Management Accounts

Share Certificates

Traditional and Roth IRA Shares and Certificates

Coverdell Educational Savings Accounts

Share Draft (Checking) Accounts

free4ME Checking (18-25 Years Old)

Visa Rewards Debit Cards

Shared Branching (CO-OP)

CO-OP ATM Network


New and Used Auto

Auto Loan Pre-Approval

First Time Auto Buyers

Recreational Vehicle


Mobile Home

Fixed Rate Home Equity

Home Equity Line of Credit


Share Secured

Visa Credit Cards (Great Rate and Rewards)

Draft-A-Matic Loan (Overdraft Protection)

Direct Deposit/Payroll Deduction

OTIS Online Banking

OTIS Mobile Banking

OTIS Talk (Audio Banking)

Apple Pay®, Samsung Pay™, and Google Pay™

Online Bill Payer

Free Notary Public

Money Orders

Night Deposit

Money Wires


Safe Deposit Boxes

Visa Gift Cards


Financial Planning

Physical Address

OTIS Federal Credit Union 170 Main Street Jay, ME 04239

Mailing Address

OTIS Federal Credit Union P.O. Box 27 Jay, ME 04239

Phone 207.897.0900 Toll Free 800.848.3688 Fax 207.897.3927

Routing # 211287609